Workers Compensation Statistics and SCI

Workplace injuries are much more common than most people think. According to the U.S. Bureau of Labor Statistics, 3 million nonfatal workplace accidents occurred in 2012. That adds up to 3.5 injured workers out of every 100 full-time workers. Most of these cases, almost 95 percent, involved occupational injuries, while workplace illnesses accounted for the other five percent (1).

While workers’ compensation insurance I meant for those injured and killed, there are some who take advantage of the system in several ways. Workers’ compensation fraud costs businesses and insurers tens of billions of dollars a year in stolen premiums and bogus claims (2). The most usual form of workers’ compensation fraud is employees claiming they were hurt at work when they were injured elsewhere. The second most common fraud is inflating a minor injury to be much more serious to collect more money and stay off the job longer. Fake injuries are the third largest fraud, which most often involve employees falsely claiming soft-tissue problems in the back or neck (3).

Fraud hurts most employers and employees who are honest. This is where we at Sturm Consulting and Investigations come in. Our Investigators use the latest in ultramodern surveillance equipment to detect fraud. Our current clients often comment that we obtain the most crisp and clear covert video in the industry. Our Investigators have cameras imbedded in water bottles, coffee mugs, cell phones, and even the buttons on their shirt. We even have a camera imbedded in a power adaptor, useful for industrial surveillance. We have cameras of all shapes and sizes that can be placed in multiple covert locations. Our secure chain of evidence provides information that can be used in any litigation setting. The evidence obtained during our Investigations is unmatched.
SCI can determine workers compensation fraud and impact the cycle of distrust!

(1) “Workplace Injury and Illness Summary,” Bureau of Labor Statistics, October 25, 2012, www.bls.gov/news.release/osh.nr0.htm.
(2) Insurance Fraud, 2013, www.insurancefraud.org/scam-alerts-workers-compensation.htm#.UdynRT7F2bg.
(3) “Workers Compensation Scams,” Coalition Against Insurance Fraud, 2013, www.insurancefraud.org/scam-alerts-workers-compensation.htm#.UdynRT7F2bg.